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 Kuruka Car Rental Insurance and CDW

Kuruka Car RentalRegional Specialization
Kuruka Car Rental Naha is a specialized dealer for Alphard vehicles, conveniently located just 10 minutes by car from Naha Airport. We offer free shuttle service from Naha Airport to our store, ensuring that you can enjoy Okinawa tourism to the fullest. Our personalized shuttle service aligns with each customer's arrival time at Naha Airport, resulting in a waiting time of approximately 5 to 10 minutes. Whether you're on a business trip or a family vacation, we invite you to experience comfortable and enjoyable Okinawa sightseeing in an Alphard.

*Insurance coverage is subject to change without notice. For details, please contact the car rental company.

*This insurance coverage has been translated as references from the Japanese official website of each car rental company. For this reason, if the official website of the car rental company does not match the contents of our page, the official website of the car rental company is the correct information.

*Please note that Pam, Inc. and the car rental company are not responsible for any misunderstandings or troubles caused by translation.

Insurance compensation system of Kuruka Car Rental

Insurance, compensation, and liability in case of accidents

If you cause an accident while driving a rental car rented from our company and it results in damage to our company or a third party, you are responsible for compensating for that damage.
However, to supplement the liability incurred by customers during accidents, we provide the following insurance and compensation system. Please note that any compensation amount exceeding the deductible and the maximum limit of the insurance and compensation system will be borne by the customer.

Bodily Injury Unlimited
Property Damage Unlimited(deductible:50,000 yen)
Car Damage Up to vehicle market value
deductible:50,000 yen ⇒ J,W,V,T1~T3
deductible:100,000 yen ⇒ T4,A,M
Passenger Compensation Up to 30 million yen per person (up to the maximum capacity)

The above insurance and compensation system does not apply in cases of violation of our rental agreement, exemptions specified in the insurance policy, or when the police accident report cannot be obtained.

About exemption compensation

By enrolling in this system, you will be exempt from paying the deductible amount for property damage and vehicle damage in the event of an accident. Enrollment is only possible at the time of departure, and it cannot be added or canceled during the rental period.
*Internet discount reservations require enrollment in the following exemption compensation system.

Exemption compensation system enrollment fee (per day) 1,000 yen

*Please note that the above amount is exclusive of tax, and additional consumption tax will apply.

  • Pricing of all plans in Tabirai Car Rental includes collision damage waiver.

Non-Operation Charge

If you cause an accident with the rental car you rented and the vehicle required repairs, please pay the following amount as part of the business compensation during the repair period. This payment is irrespective of the extent of damage, repair duration, or whether you have enrolled in the exemption compensation system.

Driven back to the scheduled shop 20,000 yen
Not driven back to the scheduled shop 50,000 yen

*In the event of an accident, the rental contract will terminate at that moment. Additionally, any rental fees or coupons already received by our company will not be refunded.
*In case of serious accidents, a fee of 50,000 yen may apply even when the rental vehicle is driven and returned.

Liability in case of accident

In the unlikely event that an accident occurs while driving a rented car, and repairs to the vehicle become necessary, the following amounts will be charged as part of the business compensation during the repair period, regardless of the extent of damage, repair duration, or whether the exemption compensation system is in place.

*Please swipe sideways to view

Exemption compensation system inclusion Exemption compensation system non-inclusion
property deductible payment waiver 50,000 yen
vehicle deductible payment waiver 100,000 yen
Non-Operation Charge
(downtime compensation fee)
If self-propelled:20,000 yen
When self-propulsion is not possible:50,000 yen
If self-propelled:20,000 yen
When self-propulsion is not possible:50,000 yen
customer burden If self-propelled:20,000 yen
When self-propulsion is not possible:50,000 yen※1
The amount ranges from 70,000 yen to 200,000 yen, depending on factors such as coverage inclusion※2

*1. In case of serious accidents, such as violations of terms or laws, the exemption compensation system may not apply, even if it was originally included.
*2. If multiple accidents occur during a single rental period, the additional burden may increase.

Scenarios excluded from insurance/compensation

The following situations fall outside the scope of insurance/compensation, and repair costs will be borne by the customer.

  • Tire punctures or bursts, damage to tire wheels or loss
  • damage of hub caps, loss
  • damage of interior equipment in the vehicle
  • Cracks or damage to glass caused by flying debris.

Accidents not covered even with CDW inclusion

When accidents occur due to serious traffic violations as described below, even if you have enrolled in the exemption compensation system, you will be responsible for the deductible amount.

  • Serious traffic violations resulting in accidents, such as speeding
  • crossing center lines in no-passing zone
  • running red lights
  • failing to stop
  • prohibited right turns, U-turns, entering unauthorized directions
  • willful misconduct or gross negligence

Cases where the insurance/compensation system cannot be applied.

In the event of an accident occurring under the following driving conditions or circumstances, all expenses will be responsible of the customer.

  • Accidents due to serious traffic violations
  • failure to report to the police from the accident scene (if a police accident certificate cannot be obtained)
  • failure to notify the rental shop from the accident scene
  • un authorized settlements with the other party
  • accidents due to unauthorized extension of rental period
  • accidents caused by someone other than the contract signatory
  • Accidents due to seatbelt non-use
  • drunk driving
  • unlicensed driving
  • theft-related vehicle damage
  • accidents during overcapacity driving
  • or off-road driving (e.g., on beaches, riverbanks, or forests)
  • Damage or corrosion repair costs resulting from improper use
  • various tests, use in competitions, towing, or pushing other vehicles
  • accidents between our rental car and vehicles owned, used, or managed by the customer
  • malfunctions due to operator error
  • damage to rental cars or signs within the rental shop
  • Damage to interior equipment
  • scratches caused by tire chains or ski carriers
  • tire damage, loss of tires or hub caps
  • violations of our rental agreement terms
  • other accidents falling under insurance exemption clauses
  • Accidents caused by improper vehicle management