About car rental insurance and compensation, CDW, NOC Waiver system

Car rental companies listed in Tabirai Car Rental have a wide range of compensation systems. Please learn about each insurance / compensation system to be prepared just in case of a car accident

When it comes to Tabirai, all plans are included
with insurance/compensation system!

  1. About the compensation system of the car rental company
    Insurance compensation, Collision Damage Waiver, NOC system by each car rental company
    The scope of each compensation system
    A list of basic insurance and compensation by each company.
    Car rental companies include basic insurance, compensation, as well as roadside assistance
  2. About Collision Damage Waiver (CDW)
  3. About rental companies' own compensation, NOC, and roadside assistance
    What is NOC (non-operation charge)?
    A list of insurance compensation systems by each car rental
    Introduction to the compensation systems by major car rental companies

1.About the compensation system of the car rental company

In the case of major car rental companies, their basic rate (car rental fee) includes basic insurance such as automobile insurance and automobile liability insurance. If you have a car accident in your rental car, and damage your car or injure people, the insurance company will pay money for the damage in compensation. However, you must pay money for the compensation. This money is called "a deductible cost", and the system that you can be exempt from paying the deductible cost is called " Collision Damage Waiver (CDW)".

In addition, if you have an accident, you must pay a non-operation charge during the time required for such repair or cleaning, for a car rental separately. It is called "NOC (non-operation charge)". Depending on the car rental company, there is a compensation system where you can be exempt from this NOC payment.

Insurance compensation, Collision Damage Waiver, NOC system by each car rental company

Insurance compensation

The scope of each compensation system

  Basic insurance +CDW +NOC Waiver
Bodily injury liability
Property damage liability
Vehicle insurance
Personal injury protection
A deductible cost ×
NOC × ×
  • If you buy both Collision Damage Waiver system and Non Operation Charge Waiver system, you do not need to pay money in case of a car accident.

A list of basic insurance and compensation by each company.

The contents of basic insurance and compensation may change without any notice. For more information, please contact your car rental company.

※ If you click the car rental company name, you can check the details
※Depending on the car rental, you can pay money to buy roadside assistance.
  ⇒Please refer to 「 [A list of insurance compensation systems by each car rental]

Car rental
company
Bodily
injury
liability
(Max. amount
per person)
Property
comp-
ensation
(Max. amount
per acci-
dent)
*1
Vehicle
comp-
ensation
(Max. amount
per acci-
dent)
*1
Personal injury protection
(Per person)
With the roadside assi-
stance
ORIX Rent a Car Unlimited Unlimited Current value 30,000,000 yen
Reparations for injuries sustained by passengers (including death and permanent disabilities) are covered regardless of the fault of the vehicle operator. The reparations will be based on the insurance agreement with the insurance company.
NISSAN Rent a Car Unlimited 20 million yen Current value When injured (including death and afteref fects) due to an accident while driving/riding a vehicle, such damage will be compensated. Maximum compensation amount is 30 million yen (per person). -
Times Car RENTAL Unlimited Unlimited Current value Damages from injuries (including long-term disabilities) and death of passengers sustained from an automobile accident, regardless of the vehicle operator's fault, are covered. The damages will be calculated in accordance with the amount determined in the insurance agreement. (For protection against uninsured automobiles, personal injury insurance covers up to 30,000,000 yen) -
TOYOTA Rent a Car Unlimited Unlimited Current value Up to 30,000,000 yen per person.
For the injury of passengers in an automobile accident (including death and permanent disability): regardless of the vehicle operator's fault in the accident, damages will be paid. (Up to a max. of 30,000,000 yen; damages will be calculated based on the amount determined in the insurance agreement).
NIPPON Rent a Car Unlimited 30 million yen Current value 30,000,000 yen
For each passenger, compensation of up to 30,000,000 yen for injuries (including death and long-term disability) will be paid regardless of the vehicle operator's fault.(Maximum 30,000,000 yen: damages including medical expenses will be calculated in accordance with the insurance contract.)
-
Budget Rent a Car Unlimited Unlimited Current value Maximum of 30,000,000 yen per person
(Including long-term disability, injury, and death)
-
Jnet Rent a Car Unlimited Unlimited Current value 30,000,000 yen (for persons up to the capacity of the vehicle)
*To apply to personal injury compensation, a police injury report and a formal treatment recomendation according to a doctor is necessary.
-
Luft Travel Rent a Car Unlimited Unlimited Current value Up to 30,000,000 yen
Passengers who are injured (including death and long term disability) as a result of an accident will be covered regardless of the vehicle operator's fault in the accident. (Maximum amount of 30,000,000 yen: the confirmation of damages is based on the insurance contract and carried out by the insurance company.)
-
HONDA Rent a Car Unlimited Unlimited Current value Death:15,000,000 yen per person
Hospitalization:7,5000 yen per day for up to 180 days)
Transportation to the hospital:5,000 yen per day (for up to 180 days)
Long-term disability:Max. 15,000,000 yen depending on severity
-
Fuji Rent a Car Unlimited Unlimited Current value Up to 30,000,000 yen
Compensation will be paid for injuries to passengers (including death and residual disability) regardless of the degree of the driver's responsibility.
-
Futaba Rent a Car Unlimited Unlimited Current value "Up to 30,000,000 yen
Compensation will be paid for injuries to passengers (including death and residual disability) regardless of the degree of the driver's responsibility. The amount of damage will be calculated by the insurance company according to the terms of the insurance agreement."
-

*1  Depending on the car size, the deductible amount is from 50,000 yen to 100,000 yen.
■Updated August 2019

Show more details

Car rental companies include basic insurance, compensation, as well as roadside assistance

For some car rental companies, basic insurance and compensation includes the roadside assistance. It is very good value.

ORIX Rent a CarORIX Rent a Car

The content of the roadside assistance of ORIX Rent a Car is as follows, and covers all vehicles.

①Move your vehicle if there is a car accident (Up to 150,000 yen)
②Emergency measures for about 30 minutes such as charging a flat battery.
③Delivery of fuel if you run out of fuel on the road
④Unlock your car if you leave your key in your rental car
⑤Replace with a spare tire
⑥Lift your car if your car goes off the road

Basic roadside assistance is included with basic insurance and compensation, but if you buy the Rental car Assistance Pack (RAP), you can get more extensive compensation.

※ About the content of the compensation, there are conditions for the upper limit of the compensation amount and for getting the compensation defined, so please contact your rental car company for details.

TOYOTA Rent a CarTOYOTA Rent a Car

The content of the roadside assistance of TOYOTA Rent a Car is as follows, and covers all vehicles.

①Vehicle transportation service
②Restart if your battery has diedbr>③Unlock your car if you leave your key in your rental car
④Replace with a spare tire if it has a puncture.
⑤Lift your car if your car goes off the road
⑥Fuel if you run out of fuel on the road

Basic roadside assistance is included with basic insurance and compensation, but if you buy TOYOTA Rent a Car Double Protection Package, you can get more extensive compensation.

※About the content of the compensation, there are conditions for the upper limit of the compensation amount and for getting the compensation defined, so please contact your rental car company for details.

About Collision Damage Waiver (CDW)

Collision Damage Waiver (CDW) is a system where you are exempt from the deductible costs in a car accident while using your rental car. The amount of the deductible cost varies depending on the car rental company or the rental car size, but if you decline Collision Damage Waiver, you have to pay up to 150,000 yen. Whereas Collision Damage Waiver is not compulsory, many car rental companies recommend accepting it. It is said that about 80% of rental car users currently accept Collision Damage Waiver.

※However, if you have an accident with a violation of the law, or if you cannot obtain a traffic accident certificate from the police, it will not be covered by Collision Damage Waiver.

  • All plans in Tabirai Car Rental include "Collision Damage Waiver".

When it comes to Tabirai, all plans are included
with insurance/compensation system!

About rental companies' own compensation, NOC, and roadside assistance

Car rental companies listed in Tabirai Car Rental have their own compensation system for each company. All plans in Tabirai Car Rental include Collision Damage Waiver. However, additional charges may occur, such as NOC (Non Operation Charge) and road assistance. There is insurance for the above, but each car rental company has different insurance content, so please consider before buying it. Since the car rental companies' compensation varies, if you are worried about driving a rental car, they will be highly recommended.

  • *What is NOC (non-operation charge)?
    If a rental car requires repair or cleaning due to a car accident, the customer will be charged an NOC as part of the compensation for loss of use during the repair or cleaning of the car, regardless of the degree of the damage or the time required for such repair or cleaning. NOC varies, depending on the car rental company. Even if you accepted Collision Damage Waiver, you will be charged.

A list of insurance compensation systems by each car rental

※In some cases, optional insurance/compensation system are available for Tabirai Car Rental reservations (Tabirai Special Price). For more details, please see the details page of rental car products.

Car Rental Company Name Exemption of NOC With the roadside assistance*1 Rate (every 24 hours) Presence or absence of other protections
ORIX Rent a Car Rental car Assistance Pack (RAP) 〇*1 ¥660~¥1,320*2
NISSAN Rent a Car Nissan Anshin Support Plan (NAS) - ¥550~¥2,750*2
NOC Support Plan - ¥550 -
Times Car RENTAL Super Safety Package ¥1,100 -
TOYOTA Rent a Car Double Protection Package 〇*1 ¥550 -
NIPPON Rent a Car ECO (Extra Coverage Option) - ¥440 -
Recommended Course - ¥660
Budget Rent a Car Safety Pack - ¥756
Jnet Rent a Car ANSHIN Security System Wide ¥880~¥1,100*2 -
Luft Travel Rent a Car Full Coverage Scheme Additional options are available. ¥1,100 -
HONDA Rent a Car Full Safety Package ¥880 -
Fuji Rent a Car ANSHIN Security System ¥600 -
Futaba Rent a Car Exemption Service of NOC - ¥1,100 -

*1 The contents included with basic insurance will be ranked up.
*2 Charges vary depending on the car size.
■Updated october 2019

Introduction to the compensation systems by major car rental companies.

For more information on major car rental company's own insurance and compensation system, please see below.

※If there is no statement about car rental company's own insurance and compensation system, please check the official website of the car rental, or contact directly with the car rental company.

ORIX Rent a CarORIX Rent a Car

■Rental car Assistance Pack (RAP)

If you buy the Rental car Assistance Pack (RAP) from ORIX Rent a Car, you will get the following service in a car accident.

①Exempt from paying NOC.
②Roadside assistance
  └No charges even if a damaged tire is repaired or is changed.
③Other services
  └No charge if you return your car 1 hour later than the scheduled time.
  └Refund if you return your rental car earlier than the scheduled return time.

NISSAN Rent a CarNISSAN Rent a Car

■NOC Support Plan

If you accept NISSAN Rent a Car's NOC Support Plan, you will get the following service in a car accident.

①Exempt from paying NOC.

■Nissan Anshin Support Plan (NAS)

If you buy the Nissan Secure Support Plan Nissan Anshin Support Plan (NAS) by NISSAN Rent a Car, you will get the following services in a car accident.

①Roadside Assistance
  └Refund if you pay the repair cost of a tire puncture
  └Refund if you pay the repair cost to restart battery which died.
  └Refund if you pay the cost of unlocking your rental car
  └efund if you pay the cost of moving your rental car.
②Other services
  └Early cancellation fee is free even if your schedule suddenly changes.
  └No charge if you return your car 1 hour later than the scheduled time.
  └The content of Property damage liability and Personal injury protection in the basic insurance and compensation system can be upgraded.

※①About a roadside assistance, the car rental company pays the cost within the scope of compensation.

Times Car RENTALTimes Car RENTAL

■Super Safety Package

If you buy the "Super Safety Package" from Times Car RENTAL, you will get the following services in a car accident.

①Exempt from paying NOC.
②Roadside assistance
  └Tow the car
  └Unlock your car if you leave your key in your rental car
  └Jump the car battery
  └Spare tire replacement
  └Refueling your rental car. The customer must pay the cost of the fuel.
  └Lift your car if your car goes off the road
  └Other emergency services: Minor work that can be finished within 30 minutes
③Other support
  └Cover the transportation costs or Cover the accommodation costs

※If it is still difficult to continue driving your rental car even after receiving the above roadside assistance, you may select any of the above services depending on the situation.

TOYOTA Rent a CarTOYOTA Rent a Car

■TOYOTA Rent a Car Double Protection Package

If you buy the Double Protection Package from TOYOTA Rent a Car, you will get the following services in a car accident.

①Exempt from paying NOC.
②Roadside assistance
  └Repair costs to damaged tires, and the cost of new tires if a tire exchange is necessary, the cost for lost hubcaps, are free of charge.

※The basic roadside assistance is included with basic insurance and compensation.

NIPPON Rent a CarNIPPON Rent a Car

■NOC Waiver System (ECO)

If you buy the NOC Waiver System (ECO) from NIPPON Rent a Car, you will get the following service in a car accident.

①Exempt from paying NOC.

■Recommended Course

If you accept the Recommended Course from NIPPON Rent a Car, you will get the following services in a car accident.

①Roadside assistance
  └Repairing costs of a flat tire or new tire costs and when hubcap is lost, its cost, will be free.
  └Restart your battery which died.
  └Refuel when running out of fuel
  └Unlock your car if you leave your key in your rental car
  └Lift your car if your car goes off the road
②Telephone Assistance Service
  └Information on the nearest gas station
  └Road information in case you get lost
  └Urgent support and a replacement car, so you can continue your travel.
  └Information on alternative transportation if your rental car cannot move
  └Accommodation information if your rental car cannot move and you cannot go by public transportation
③Other services
  └If you are late for the return, you will receive a 50% discount on the Excess Hour Charge for up to 3 hours
  └No Halfway Cancellation Charge will be charged if you return the vehicle during your rental period
  └The content of Property damage liability and Personal injury protection in the basic insurance and compensation system can be upgraded.

Budget Rent a CarBudget Rent a Car

■Safety Pack

If you accept the Safety Pack from Budget Rent a Car, you will get the following service in a car accident.

①Exempt from paying NOC.
②Roadside assistance
  └Repair costs to flat tires and to wheel damage are free of charge
  └ Compensate damaged car interior, such as navigation system and a rearview mirror. (Some offices are excluded.)
  └Compensate damaged items, such as a side mirror and a wiper. (Some offices are excluded.)

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